Yes, general contractors in Texas are required to have insurance to protect themselves and their clients from potential liabilities. This includes workers' compensation insurance to cover employees in case of job-related injuries or illnesses, as well as liability insurance to protect against damages or injuries that may occur during the course of a construction project.
It is important for general contractors to have the appropriate insurance coverage in place, as it can help to protect their business and financial interests in the event of an accident or other unexpected incident. It is also a good idea for general contractors to have a written contract with their clients that clearly outlines the terms of the project, including any insurance requirements. This can help to ensure that both parties are protected and that the project is completed in a smooth and satisfactory manner.
There are several reasons why it is important for general contractors to have insurance in Texas: